Education Portal City of Ramat-Gan
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First Steps

If you need assistance with any of these first steps, we are here for you! Our Project Directors can walk you through each step, booking appointments, and assist with translation if needed. Contact:, 03-7408898

(Please note: the following information is relevant for those with the status of New Oleh. Those with statuses such as Katin Chozer, Ezrach Oleh, or transitioning from an A1 visa may have slightly different requirements/processes)

Opening a Bank Account

To open a bank account, you must bring the following documents with you:

  • Teudat Oleh
  • Teudat Zehut
  • Passport from country of Origin
  • Misrad HaKlita’s form for proof of opening a bank account (if you did not receive it at the airport, you can download it here)
  • Income-tax file number/SSN from your country of permanent residence prior to Aliyah (For Americans, you will be asked to fill out a W9)
  • Cash to deposit into the account in order to make it active upon opening (your account must be active in order to receive Sal Klita payments!)

Important Note: If you are making Aliyah as a family unit, the bank account must be a joint account with both parents’ names listed in order to receive Sal Klita payments

After opening the account, before you leave make sure you have received the following:

Bank details

  • Username and temporary password for Online banking and/or code for banking by phone
  • Signed form for Misrad HaKlita of proof of opening a bank account
  • Certificate of an active bank account

Misrad HaKlita - Sal Klita

To start to receive your Sal Klita and to receive your Ulpan voucher, you must go to Misrad Haklita during their open hours (Esther HaMalka 6, Sun, Mon, Wed, Thur - 8:30-13:30, Mon & Wed 15:00-18:30) or by booking an appointment via

Be sure to bring the following items with you:

  • Teudat Oleh
  • Teudat Zehut
  • Signed form for Misrad HaKlita of proof of opening a bank account
  • Certificate of an active bank account

After submitting these documents, you will receive information on your Sal Klita payment schedule and your Ulpan voucher.

Health Insurance

When you arrive at Ben Gurion Airport for your Aliyah, you will be asked which Health Insurance company you would like to join (Clalit, Maccabi, Meuchedet, or Leumit) and will be provided with a Healthcare Registration Form. Once you arrive to Ramat Gan, you will take this form to the local clinic of your chosen Healthcare provider and they will issue you an insurance card and log-in information for the insurance’s online system.

A new immigrant who does not choose a healthcare provider at the airport can register for insurance at a Postal Bank at a Post Office branch, within 90 days of their Aliyah date, and pay a registration fee, and register afterwards at their choice of health fund.

For those who still have not chosen their Healthcare provider within 90 days of their Aliyah will only be able to register for Health insurance through Bituach Leumi.

Misrad HaPnim - Biometric Teudat Zehut

Upon arrival to Israel, you will receive a temporary Teudat Zehut (TZ) and you will need to make an appointment with the Ministry of the Interior’s (Misrad HaPnim) Population and Immigration Authority in order to receive your permanent biometric TZ. You can book an appointment via

To receive a Biometric Teudat Zehut, you must bring the following documents with you:

  • Temporary Teudat Zehut
  • Teudat Oleh
  • Original birth certificate (with Apostille)
  • Original marital status certificate, if relevant (with Apostille)
  • Original proof of Judaism (the same document you brought to your Jewish Agency interview)
  • Valid foreign passports
  • Criminal Background Check (with Apostille)

Your Biometric TZ will be sent to you via registered mail to the address listed in the Misrad HaPnim system. You will need to give the courier a code, which was provided to you at the end of your meeting at Misrad HaPnim, in order for him to release the TZ to you.

You will then receive a SMS from Misrad HaPnim confirming the delivery of your TZ and direction of how to activate your new Biometric ID.

Important Note: Misrad HaPnim is only able to send text messages to Israeli numbers. It is essential that you have an active Israeli number before applying for your Biometric ID. Misrad HaPnim will send SMSs to that number to verify your contact information, identity, and delivery confirmation.

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